Get your garage floor, basement, patio or shop coated now and pay for it monthly. Through Wisetack, qualifying customers get true 0% APR for up to 12 months with $0 down, a soft-credit prequalification that takes about a minute, and no fees or prepayment penalties.* Ask at your consultation — we'll text you a secure link.
Everything below is for qualifying customers on approved credit; the exact terms show up in writing before you commit to anything.*
Split the price of your floor into up to twelve equal monthly payments and pay exactly the quoted price — not a dollar of interest. Shorter 3- and 6-month 0% plans are available too.
No deposit to get on the schedule and nothing due the day we install. Your first payment comes after the floor is finished and you've walked it with the crew lead.
Basement, whole-garage package or a commercial floor? Wisetack's lending partners also offer fixed-rate monthly plans with longer terms, so a larger project still fits a monthly budget.
Because the plans are interest-free, the math is just the price divided by the months. A few typical SwiftHand projects, at the top end of the 12-month plan:*
| Project | Typical price | 12-month 0% APR plan |
|---|---|---|
| Two-car garage, full-flake polyaspartic | $2,200–$3,800 | $183–$317 / mo |
| Three-car garage, full-flake polyaspartic | $3,500–$5,500 | $292–$458 / mo |
| Finished basement floor, micro-flake | $3,000–$6,500 | $250–$542 / mo |
| Patio or pool deck coating | $1,800–$4,500 | $150–$375 / mo |
| Garage floor + door painting + cabinets | $4,500–$9,000 | $375–$750 / mo |
Prefer a smaller payment? Longer fixed-rate plans spread larger projects over more months; the exact rate and term depend on the amount and your credit, and every option is shown in writing before you decide.*
A coated floor is a 15–20-year purchase, and the alternative to financing it is usually not 'pay cash' — it's 'buy a DIY kit and grind it off in two years' or 'live with the dust and the salt scaling another winter.' Twelve interest-free payments put a professionally installed floor with a 15-Year warranty within reach of most budgets without touching savings. We would rather you get the floor done right, once.
True 0% APR on approved credit — not a deferred-interest card trick. On a 0% plan, the total you pay is the price of the floor, split into equal monthly payments. There is no back-dated interest if you pay it off on schedule. See the disclosure at the bottom of this page for the full terms.*
No. Qualifying Wisetack plans are $0 down — no deposit to schedule, nothing due on install day. Your first monthly payment comes after the project is complete.*
Prequalifying is a soft credit check that does not affect your score. A hard inquiry happens only if you accept an offer and finalize the loan.
There is nothing to fill out on this site. Get your written price first — the instant online quote or a free consultation — then tell us you'd like payment options. We send a secure Wisetack link to your phone or email; it takes about a minute to see what you qualify for, and you can decide later.
Any SwiftHand Concrete Coatings project: garage floors, basements, shops, patios, pool decks, driveways, concrete repair, metallic and quartz finishes, and garage door painting or cabinets when they're on the same quote. Commercial and multi-space projects too.
No origination fees, no prepayment penalties, no compounding interest, no hidden fees. Pay the plan off early any time without a charge.
Wisetack is a consumer financing platform built for home-service businesses; the loans come from its lending partners, not from us. We chose it because homeowners see real 0% options, the application is quick, and there's no pressure on our end — you see your terms in writing before you decide anything.
Then don't. Financing is an option, never a requirement, and the price on your quote is the same either way — we don't mark projects up to cover it.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $3,000 purchase could cost $250.00 per month for 12 months, based on a 0% APR, or $1,000.00 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 – 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. SwiftHand Concrete Coatings is not a lender and does not make credit decisions.
Start with a written price — an instant online quote in about five minutes or a free in-person consultation — then ask us about 0% APR financing through Wisetack.
